Member must qualify for loan based on their information and is subject to credit approval. Rates are for a 45 day lock. Homeowner's Insurance and flood insurance (if applicable) are required. The rates displayed below are for owner occupied, single-family homes only.
Rates Last Updated: 01/23/2026
**Rates subject to change**
15 Year Fixed (FHA)
6.125%
6.304%
30 Year Fixed (FHA)
5.875%
5.983%
15 Year Fixed (Conforming)
5.750%
5.938%
30 Year Fixed (Conforming)
6.125%
6.241%
15 Year Fixed (VA)
6.125%
6.303%
30 Year Fixed (VA)
6.125%
6.232%
Calculate your monthly payment for fixed rate or adjustable rate loans.