First Mortgage Rates

Rates displayed are for purchase transactions of owner occupied, single-family homes based upon a 45-day lock. Homeowner's insurance and flood insurance (if applicable) are required. To get a rate quote for a refinance loan, please email mortgage@stlouiscommunity.com and we will have someone contact you. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and other qualifications. Rates last updated 6/9/2026.

Loan Program

Rates

APR*

15 Year Fixed (FHA)

6.250%

6.571%

30 Year Fixed (FHA)

6.125%

6.233%

15 Year Fixed (Conforming)

6.125%

6.315%

30 Year Fixed (Conforming)

6.50%

6.618%

15 Year Fixed (VA)

6.750%

6.932%

30 Year Fixed (VA)

6.375%

6.494%

*APR=Annual Percentage Rate. APR displayed is calculated using a loan amount of $150,000. All loans are subject to approval. See Credit Union for details. St. Louis Community Credit Union NMLS# 616755. Carrollton Bank NMLS# 719258.

Payment / Amortization Calculator

Calculate your monthly payment for fixed rate or adjustable rate loans.

Loan Type

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

Monthly Payment

$0.00
See Full Report Below