Mortgage Types Offered
What types of mortgage programs do you offer?
- FHA
- Conventional
- VA
- USDA
- Affordable Seconds Home Purchase Loans
Yes! We offer mortgage loans for purchase or refinance of eligible properties in the St. Louis Metropolitan area.
What terms are available?
We have 10-30 year terms available for most mortgage loans. The max term on the Affordable Seconds second lien with St. Louis Community Credit Union is 15 years.
What type of properties are eligible for a first mortgage loan?
We offer first mortgage loans for the property types below, if used for primary residence only.
- Single Family Homes (One-Four Unit)
- Townhomes/Attached Single Family
- Warrantable Condominiums
What type of properties are not eligible for a First Mortgage Loan with SLCCU?
- Investment Properties*
- Vacation or Secondary Homes
- Non-warrantable Condominiums
- Commercial properties*
*Opportunities for financing these properties may be available through our business services division. Please visit our Business Loan Center, https://www.stlouiscommunity.com/loans/business-loans for more information.